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Discover why more and more companies choose Cornerstone to manage their bonds.
Get a Free Bonds Quote

Maybe you have a laundry list of licenses you are in the process of obtaining but are unsure which require bonds, which bonds your specific agency needs, or how to obtain them. Get started today with a free quote!

What makes working with Cornerstone Support for Bonds different?

  • Unparalleled customer service and competitive rates 
  • Proactive, no hassle bond renewals 
  • A wide network of surety companies who write the specific bonds you need

License and Permit Bonds We Write:

Do you have licenses you are in the process of applying for but you are unsure which require bonds? Do you have questions about which bonds and amounts your company needs, or how to obtain them? Contact us today for a quote, let us answer your questions, and save yourself the time and hassle of having to shop around – we’ll manage the process for you.

Collection Agency Bond

Collection agency and debt collector bonds are required in roughly half of the 50 states. These bonds are a type of license and permit bonds which are required by law or ordinance to be able to engage in business as a collection agency. In the states with collection agency bond requirements, they are required as part of a license or registration application. The exceptions are New Jersey and Texas, which require a bond, but no accompanying license. 

Most bonding companies are not familiar with the statutes and filings unique to collection agency bonds. Here at Cornerstone, we specialize in collection agency bonds. Cornerstone also has access to a wide network of surety companies with appetites for all types of bonds and competitive pricing. 

Compliance Bond

A compliance only bond is required by the state and often by the city in which the property is being built. The bond indicates that all parties involved in the build will follow codes. Compliance bonds  protect the property owner to ensure that their contractors will follow code. We write bonds for electricians, plumbers, and other construction tradespersons.

Consumer Discount Company Bond

 This bond protects the public in the event the consumer discount engages in any acts of fraud or breaches any contracts made with consumers. It is a type of insurance that protects the public if the consumer discount company breaks licensing laws.

Consumer Installment Bond

For businesses engaged in making loans, a Consumer Installment Loan Act Bond ensures full compliance with relevant state rules and regulations.

Consumer Loan Bond

Consumer lending bonds are a category that includes various license types – Payday Advance/Deferred Deposit Lenders, Title Lenders, Auto Finance, Pawn Shops, and related businesses such as Check Cashers.

Debt Settlement Bond

A Debt Settlement Surety Bond is a license and permit surety bond required by government entities to receive a license within that jurisdiction for providing debt settlement services to its citizens. This surety bond provides security that the debt settlement company will operate according to the applicable laws.

Lender Services Bond

 The lender servicer bond ensures legal compliance with applicable rules and regulations, providing  an extra layer of protection for the state in which you operate and for your customers.

Money Transmitter Bond

A Money Transmitter Bond (also known as a Money Remitter Bond, Money Services Business Bond, or Check Casher Bond) is a type of surety bond. Like all surety bonds, it is a three party agreement between a principal, an obligee, and a surety.

Mortgage Banker Bond

A mortgage banker’s bond is a commercial crime coverage (fidelity bond) required by specific laws, rules that regulate the mortgage banker business with certain federal government agencies and more importantly by the mortgage banker’s supporting warehouse lenders.

Mortgage Lender Bond

A Mortgage Lender Bond is a commercial license surety bond that may be required to become licensed to operate as a mortgage lender.

Mortgage Originator Bond

A mortgage originator bond is a binding legal agreement designed to encourage honest, ethical and legal behavior in how a brokerage is run.

Mortgage Servicer Bond

The mortgage servicer bond is to ensure the bond holder’s legal compliance with applicable rules and regulations.

Payday Loan Bond

Payday loan bonds are forms of insurance that are required of anyone selling payday loans.

Sales Finance Bond

Sales Finance Bonds ensures compliance with state laws in purchasing/leasing retail installment contracts.

Other Types of Bonds

Cornerstone writes Contract Bonds (Client Specific Bonds), Fidelity Bonds, ERISA Bonds, Court bonds, Notary bonds and others types of bonds as well.  If you need a bond, fill out the form above and we will get in contact with you for the specific information!



Compass Online

Cornerstone Support puts your bonds (and your licenses) at your fingertips with our complimentary Compass Online – our bond and licensing portal. Pull up details on your bonds, view and print your licenses and bonds in pdf format.

Other Types of Bonds We Write
Contract Bonds (Client Specific Bonds)
Bonds which guarantee the faithful performance of the terms of a written contract. Contractors or vendors can be required to obtain these for providing services, manufacturing/supplying goods, performing installation of equipment/software, or for construction of all kinds. These are often referred to as "Performance bonds" or "Remittance bonds."
Fidelity Bonds
Bonds which cover loss of money, securities, or other property owned by the insured when such loss is due to the dishonesty of the insured's employees.
Employee Retirement Income Security Act of 1974 – requires that qualifying employee benefit plans be bonded by acceptable surety companies for the protection of plan funds against loss by acts of fraud or dishonesty on the part of those persons handling the funds.
Court Bonds
These describe any bonds which are filed in court and include: Judicial, Probate, and Injunction bonds.
Notary Bonds
Most states require that a notary, or an individual who has applied for appointment as a notary, purchase a surety bond to protect the public from negligent mistakes or dishonest acts by the notary. Typically, the bond guarantees the notary will truly and faithfully perform and discharge all the duties of the office of notary public according to the law.
* The bonds we can write are not limited to what is listed on this page! Do you need a specific type of bond? Contact us! We will be glad to help.
Frequently Asked Questions
What is the process for obtaining bonds with Cornerstone Support?

Many bonds can be obtained with no application or underwriting whatsoever. In some cases, it is as simple as completing an application. In other cases, some underwriting will occur in order for us to find the best surety company for your needs.

I need NMLS electronic surety bonds. Can Cornerstone Support write those for me?

Absolutely! We are authorized in NMLS and ready to write your NMLS bonds at any time. It’s as simple as clicking a few buttons to grant us access and then we take care of it for you!

I get bonds outside of Cornerstone, why should I change them?

Three Reasons:

1.When we hold a bond required by state laws we are constantly monitoring the ever-changing state regulations to ensure that all requirements are fully met.

2.Centralizing all compliance under one roof truly makes the licensing process streamlined and simple. If a bond is needed for a particular license, your licensing specialist can walk a few steps to the bond department and get what they need rather than chasing it down from another agency, and we get it done right the first time!

3. Our customer service is unparalleled. You can expect same-day responses, no wait times when you call, and a staff who will do everything in their power to take the best care of you possible.

Is there a way for me to see the bonds that Cornerstone Support has in place for me?

Yes, Cornerstone Support has Compass Online, an online portal, that allows you to view your bonds and licenses.  This service is included free to our clients and allows you unlimited access to your bond and licensing inventory.  You follow progress, print details and view uploaded state certificates.

How does Cornerstone Support renew my bonds each year?

We track all bond renewal dates internally and renew them automatically each year.  If the document is non-continuous, continuations will automatically be given to your license specialist to include with the renewal documentation sent to the state. You will never need to request to renew a bond.

What is the process for bringing my bonds over to Cornerstone?

The process will vary depending on the size of the account, the types of bonds needed, and the financial standing of the company. In some cases, it is as simple as signing a Broker of Record letter. In other cases, some underwriting will occur in order for us to find the best surety company for your needs. Reach out to us and we will get you a more specific answer to this question. 

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